Service Contract Administrators, Inc.

A third party administrator for prevailing wage benefit plans

PWCA Supplemental Unemployment Benefit Plan


Seasonal layoffs and short work periods are a common occurrence for employees in the construction industry. The PWCA Supplemental Unemployment Benefit Plan, or SUB Plan, uses fringe benefit dollars to provide income replacement for employees who face these involuntary work stoppages.

Employers deposit fringe dollars on behalf of employees who work on prevailing wage or public works jobs. These fringe dollars are credited to the employees' accounts in the PWCA SUB Plan. Once the employee experiences an involuntary short work period or layoff, the PWCA SUB Plan can pay cash benefits, based on the employee’s credited balance, directly to the employee.